30 stories
Compare mortgage rates, screening, and services at online banks versus major banks. This guide explains the pros, cons, and key points to know when buying property or refinancing.
Estimated savings needs for semi-retirement in your 40s, broken down for singles, two-person households, and families of three. Explains asset-building strategies such as NISA and real estate investing, along with post-retirement lifestyle planning.
This guide explains how to build a home in the 5 million yen range, detailing the advantages of ultra-low-cost housing such as lighter loan repayment and earlier homeownership, as well as key cautions including option costs and warranty coverage.
The age limits for Japan’s **Flat 35** mortgage should not be judged only by the borrower’s age at the time of application. The loan term is determined by combining the age at final repayment, any co-obligor structure, **parent-child relay
This article explains the typical cost ranges for three types of multigenerational homes, from fully shared to partially shared and fully separated layouts, generally ranging from 20 million to 45 million yen. It also outlines the advantages and disadvantages of each option.
A detailed look at the costs involved in rebuilding an apartment in Japan: typical price ranges, itemized cost breakdown, how to plan the financials, and strategies to control expenses.
This article explains the 80 million to 100 million yen typically needed to achieve early retirement in your 30s, along with practical asset-building methods. It also introduces strategies for using real estate investment to support an early retirement plan.
Learn how a credit blacklist or adverse credit record affects home loans and real estate financing. We explain how to check CIC, JICC, and KSC records, how long they remain, and what they mean for property investment.
Simulates the funds needed for semi-retirement across your 30s, 40s, and 50s. Also explains investment risks, loss of social credit, and other key considerations for those aiming for early semi-retirement.
What sets people who use money wisely apart? This guide explains the difference between consumption and investment, and how that distinction can strengthen long-term asset building, including through side income strategies.
An overview of ORIX Bank’s real estate investment loan, including eligible areas, loan limits from 10 million to 200 million yen, variable and fixed rate options, and the screening process investors should understand.
Online bank mortgages offer low interest rates, easy procedures, and free prepayments. This article explains key differences from traditional banks, including screening, fees, and consultation support, from an investor's perspective.
A practical guide to the pros and cons of selling first or buying first when replacing a condo, how home-swap loans and bridge financing work, and tax special provisions for residential property.
Should you take profits when your defined contribution pension shows unrealized gains? This article clearly explains how investment professionals evaluate switching and rebalancing decisions during rising markets.
Is 8 million yen in savings enough for retirement? This article reviews savings data by age and explains practical diversification strategies, including real estate investment, from a professional investor’s perspective.
A detailed guide to demolition costs for a 50-tsubo house by structure type: wood, steel, and reinforced concrete. We also cover ancillary work, asbestos removal, and three ways to control costs.
This guide explains two-generation home budgets by type. It introduces layout examples in the 10 million to 40 million yen range, estimated mortgage borrowing amounts, and ways to use preferential support programs.
This article shares age-group data on households with 4 million yen in savings, compares those figures with single-person and family averages, and explains three ways to reach that goal within five years through budget reviews, side income, and asset building.
An overview of house demolition costs by structure type, with typical price ranges per tsubo for wood, steel and reinforced concrete buildings, plus three practical ways to reduce overall costs.
Explains typical construction costs for apartment buildings by structure type, from wooden construction to heavyweight steel frames, along with five practical cost-saving measures, ancillary construction expenses, and financing considerations for investors and owners.
This guide explains how debit cards work and their advantages. By comparing them with credit cards and reviewing recommended options, it helps readers find the card that best fits their needs.
This article introduces seven saving methods practiced by minimalists. It thoroughly explains how to reduce expenses through giving up television, switching to low-cost SIMs, and making use of Tsumitate NISA and iDeCo.
This guide explains what happens when you cannot keep up with your home loan, from collection notices to auction and eviction, and compares four response options: leaseback, revised repayment terms, refinancing, and voluntary sale.
In general, borrowers are expected to be under 65 to 70 at application and under 75 to 80 at final repayment. This guide explains how to think about loan terms by age group, from your 20s to your 50s, and how parent-child relay loans can help.
This article explains the typical cost per tsubo for single-story homes and why they can cost more than two-story houses. It also introduces six practical ways to reduce costs, including simple layouts and reducing hallway space, to help keep your project within budget.
This guide explains the typical costs and breakdown of buying a newly built home, whether custom-built or developer-built. It covers construction costs, land prices, ancillary work, and post-handover expenses to support smarter financial planning.
This guide explains home loan age limits, generally from age 20 to under 70, and borrowing strategies by age group. It also covers key points for applicants in their 30s to 60s, including debt-to-income ratios, mortgage insurance, and years of employment.
This article explains the structure and eligibility requirements of moving loans, the sale-first and purchase-first process, and interest-rate risks in detail. It provides the basics of financial planning for achieving a move even while repaying an existing mortgage.
A complete guide to apartment construction costs, from unit prices and market ranges by structure type to cost-saving methods. It explains building strategies that help maximize real estate investment returns.
A detailed explanation of cost per tsubo for custom homes, including differences in calculation methods, the type of home you can expect at different price ranges, and key points for comparing builders. Useful information for budget planning is summarized clearly.