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COLUMNFinance

Japanese home loans | What are preferential interest rates? Two types of home loan structures and criteria for refinancing

This is an article that explains the mortgage loan for purchasing a house in Japan where you or your relatives live. For Japanese home loans, the applicable interest rate is calculated by subtracting the reduction amount according to the co

COLUMNFinance

What Are Electronic Contracts in Real Estate Purchases? Key Points for Web Explanations and Power of Attorney Handling

Electronic contracts for real estate purchases were enabled by the 2022 legal reform. INA’s representative explains, from a practical perspective, how to handle web-based important matter explanations, the timing of electronic signatures, powers of attorney for pair loans, and scheduling gaps in loan agreements.

Can a Mixed-Use Owner-Occupied Rental Home Be an Investment? How to Judge Loans, Cash Flow, and Inheritance

A Japanese *chintai heiyo jutaku* (賃貸併用住宅), meaning a home that combines an owner-occupied residence with rental units, can generate rental income while the owner lives on site. But it is easy to misjudge the investment unless the mortgage