30 stories
If you own real estate for rental, fixed asset tax and city planning tax are typical expenses that can be recorded as necessary expenses for real estate income. On the other hand, all property taxes on assets unrelated to your home or busin
In Japan, a “low-cost house” is not simply a cheap house. It is typically a detached home whose construction cost is reduced by rationalizing design, specifications, procurement, and the building process. For global investors and English-sp
This guide explains what happens when you cannot keep up with your home loan, from collection notices to auction and eviction, and compares four response options: leaseback, revised repayment terms, refinancing, and voluntary sale.
In Japan, building a custom home can take from six months to more than a year from land search to handover. If you sign before understanding the process, decisions about additional costs, specification changes, financing, and construction d
In general, borrowers are expected to be under 65 to 70 at application and under 75 to 80 at final repayment. This guide explains how to think about loan terms by age group, from your 20s to your 50s, and how parent-child relay loans can help.
Choosing a residential home builder in Japan is not something to decide by company name or brand recognition alone. For global investors and English-speaking real-estate professionals, this is a Japan-specific decision: pricing formats, sta
A practical guide to Japan's tsubo-based construction pricing: how the cost per tsubo of a single-story house (hiraya) is calculated, why it runs higher than a two-story home, what costs sit outside that figure, and how to compare quotes and control the total budget.
A 20-tsubo single-story house in Japan can be compact and easy to live in, but it can also feel cramped if the land conditions and storage plan are misjudged. One tsubo (坪) is a traditional Japanese area unit equal to about 3.3 square meter
This guide explains the typical costs and breakdown of buying a newly built home, whether custom-built or developer-built. It covers construction costs, land prices, ancillary work, and post-handover expenses to support smarter financial planning.
This guide explains home loan age limits, generally from age 20 to under 70, and borrowing strategies by age group. It also covers key points for applicants in their 30s to 60s, including debt-to-income ratios, mortgage insurance, and years of employment.
This article explains the structure and eligibility requirements of moving loans, the sale-first and purchase-first process, and interest-rate risks in detail. It provides the basics of financial planning for achieving a move even while repaying an existing mortgage.
Building an apartment in Japan costs ¥750,000-950,000 per tsubo for wood-frame and ¥1.1-1.45 million for RC in 2026. A 70-tsubo site yields eight units for ¥67-85 million. Full lookup tables by land size, storeys, units and budget, plus how to restate an old quote in today's money.
Major Japanese house builders have strengths in brand recognition, warranties, and construction systems. In Japan, these companies are commonly called **ōte house makers** (大手ハウスメーカー): large-scale residential builders that package design, c
A detailed explanation of cost per tsubo for custom homes, including differences in calculation methods, the type of home you can expect at different price ranges, and key points for comparing builders. Useful information for budget planning is summarized clearly.
Provides a detailed explanation of the Flat 35 screening standards set by the Japan Housing Finance Agency, the review process, and the advantages and disadvantages of a fixed interest rate for the full loan term, for both investors and homebuyers.
To avoid regrets when building your ideal home, this guide explains the key points to consider from four perspectives: life planning, property, budget, and performance. Clearly listing your priorities is the key to a successful outcome.
Save 1 to 365 yen, one amount per day, and you end the year with 66,795 yen. How the method works, how to build the tracking sheet, and how to keep going.
## A Real Estate Investment Tax Return Is Not Just Filing Tax; It Is Operating Control
An overview of alternative investments, including real estate, hedge funds, and commodities. Learn the main advantages and drawbacks of each asset class and how they differ from conventional investments. INA&Associates.
This article explains the difference between mezzanine loans and senior loans from the perspective of real estate investment. It compares risk-return structures, LTV ratios, interest rate levels, and use cases to help identify the most suitable financing strategy.
This article explains an asset location strategy that combines iDeCo and real estate investment. Learn how to maximize tax efficiency while building stable long-term wealth through a balanced investment approach.
This guide explains how social lending works, along with its benefits, drawbacks, and differences from stock investing. It also outlines the characteristics of loan-based investments with yields of 5 to 10 percent and how they can complement real estate investing.
A beginner-friendly guide to how gold accumulation plans work and how to get started. Learn the advantages, disadvantages, and practical tips for investing successfully from an investment professional.
This article breaks down the initial and operating costs required for apartment management, along with funding methods using apartment loans and personal capital. It also highlights key points for building a sound financial plan without costly mistakes. INA&Associates
This practical guide explains cash flow formulas in real estate investment and how to improve them through repayment periods, rental income, equity, prepayment, and vacancy measures. It offers a hands-on framework for maintaining positive cash flow.
## Do Not Choose Flat 35 Only Because “a Fixed Rate Feels Safe”
Tax treatment for parking lot management in Japan is not just about which costs you can deduct as expenses. It is equally important to determine the correct **income classification**. The analysis changes depending on whether you are simply
## Condominium Investment Failure Is Not Caused Only by “a Bad Property”
This guide explains the Sumai Housing Benefit, a program designed to reduce the consumption tax burden when buying a home. It covers eligibility requirements, how the benefit amount is calculated, and important points to check before purchasing a home.
Compare the benefits of borrowing for condo investment, such as leverage and credit life insurance, with the drawbacks, including interest costs. Also explains the differences between real estate investment loans and home loans, plus how to judge the yield gap.