Finance covers the money and the rules around real estate. Across financial planning, tax, regulation and loans, it explains how to design cost and cash flow at every stage of buying, holding and selling. Because interest rates, tax and regulation heavily shape decisions, we provide a practical view grounded in the current rules. It is written for readers from individual investors to owner-operating companies who want to optimize financing and tax exposure.
This section is updated on an ongoing basis as new public information and market developments emerge.
When you decide to relocate, deciding what to do with your apartment is a big decision. Should you sell it, rent it out, move away on your own, or buy a house in your new location? Family life, mortgage, education, and asset building are al
A National Tax Agency (NTA)-based guide to depreciation when selling a Japanese condominium (mansion): why the reinforced-concrete depreciation rate is 0.015 for an owner-occupied home but 0.022 for a rental investment, how to determine the building's acquisition cost when no public sold-price registry exists in Japan, and worked tax simulations using real 2026 Tokyo-area transaction data.
A complete guide to the benefits, drawbacks, and steps of refinancing a home loan, explained with a real example. A 1% interest rate gap, 10 million yen outstanding balance, and 10 years remaining are common benchmarks. It also explains why refinancing to an online bank may be worth considering.
This guide breaks down the condo buying process into four stages. It clearly explains how to prioritize budget, size, and location, the timeline for mortgage procedures, and how to think about asset value.
## The Condominium Purchase Process Starts Before You Search
A beginner-friendly guide to home loan basics, including the differences between variable and fixed rates, how to choose between online banks and regional banks, repayment simulations based on model cases, and how to use mortgage tax deductions.
This guide explains the process from buying a used condominium to completing renovation work. It covers key practical points such as differences from new-build properties, mortgage pre-approval, and applications to the condominium association, with insights useful for both investors and owner-occupiers.