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INA NETWORKFor Beginners

Pros and Cons of Getting a Mortgage from an Online Bank: A Thorough Comparison with Traditional Banks

Online bank mortgages offer low interest rates, easy procedures, and free prepayments. This article explains key differences from traditional banks, including screening, fees, and consultation support, from an investor's perspective.

Cost to Build a House in Japan in 2026: Full Price Guide

Building a custom house in Japan averages ¥42,598,000 (approx. USD 284,000) in 2025, or ¥53,129,000 (approx. USD 354,000) including land — figures drawn from government survey data, since Japan has no MLS-style public database of actual sale prices. This guide covers the national and regional averages, the per-tsubo math, what counts as taxes and fees, financing, and the 2026 mortgage tax credit and subsidy programs, all sourced to primary Japanese government data.

Real Estate Agency Closing Days and Business Hours: Why Wednesday, and the Best Days to Visit or View a Property

A guide to why real estate agencies close on Wednesdays, their typical business hours, and the best days and times to visit or view a property. Covers crowd levels by day of the week, using online viewings, and what to prepare before you go.

How to Evaluate Low-Cost Housing in Japan: A Practical Check Process for Price, Specifications, and Warranties

In Japan, a “low-cost house” is not simply a cheap house. It is typically a detached home whose construction cost is reduced by rationalizing design, specifications, procurement, and the building process. For global investors and English-sp

Is a 35-Tsubo Single-Story House Too Small? Layout Ideas and 3 Keys to Comfortable Living

A 35-tsubo (about 116 sqm) single-story home can accommodate 3 to 4 bedrooms plus living, dining, and kitchen space. This guide explains practical ideas for families, multigenerational living, and hobby rooms, along with key points for storage, water areas, and floor-plan shape.

Kotatsu vs. Air Conditioner Electricity Costs: 8 Saving Tips and When to Use Each

A detailed comparison of monthly electricity costs for kotatsu and air conditioners, with concrete figures. For people living alone, a kotatsu may cost from around JPY 600 per month versus about JPY 3,200 or more for air conditioning. The guide also explains eight saving tips and smart ways to use each option.

Comprehensive Guide to the Pros and Cons of Renting a Single-Family Home | Key Considerations When Renting and Who It's Best Suited For

A comprehensive guide to the advantages of renting a detached house (noise, parking, yard, pets) and disadvantages (rent, security, location). Also covers key points to check before renting, fixed-term lease considerations, and who this housing type suits best.

Japan's Rental Renewal Fee: A Foreign Investor's 2026 Guide

Japan's lease renewal fee (更新料, kōshinryō) is a one-time payment to landlords with no direct equivalent in US, UK, or Australian leases — ranging from ¥0 to 1.4 months' rent depending on the prefecture, and backed by a public dataset that has not been updated in nearly two decades. Using official government data, this guide breaks down the true two-year cost on a ¥83,381 (approx. USD 556) average rent, covers consumption tax rules, a tenant's statutory rent-negotiation rights, and what to do if you can't pay.

Up to What Age Can You Get a Home Loan? Age Limits, Loan Terms, and Repayment Plans by Life Stage

In general, borrowers are expected to be under 65 to 70 at application and under 75 to 80 at final repayment. This guide explains how to think about loan terms by age group, from your 20s to your 50s, and how parent-child relay loans can help.